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The anxious wait to see how the economy in the coming months it will be much to do in the coming days have to consider. In banks, a major theme this week is the publication of the results for the fourth quarter of the big banks - Citigroup on Tuesday, Bank of America, Morgan Stanley and Wells Fargo on Wednesday and Thursday by Goldman Sachs analysts expect more than a few these institutions to show results of the year-end record of the serious financial sector crisis, which crossed only disproved. CD rates are still low as measured at highest bank rate chart. The fate of the smaller banks also true On the other hand, the fate of many small banks and even the not so little, it remains uncertain as the three banks were taken over by the FDIC last Friday. This increases the number of failed banks this year to four. Even more regrettable is the fact that the FDIC could not find a buyer for one of the banks in the last round, but most were insured deposits. Always save at the wrong time For consumers who have no problem with their banks and are more concerned with always the biggest part of their savings, not even after a very promising at the moment. The consumer price index (CPI) rose less than expected, the U.S. central bank less inclined, interest rates, increase the short term. Another proof of deposit rates remain weak in coming months, at least, is the continuing decline in CD prices. The best prices this week, for example, only the same this week, best, while others are still a few steps down below. 6-month CD While the maximum of 6 months are still Ascencia CD with 1.51%, 1.50% newdominionDIRECT last week fell to 1.37% from UFB Direct with the second highest rate of 1.45%. 12-month CD As newdominionDIRECT lowered the sentence of one years CD from 1.92% to 1.82%, Ascencia as the bank with the largest 12-month rate of 1.91% CD. UFB Direct continues at a rate of 1.86%. 24 -, 36 -, 48 - and 60-month CDs For this week, remain the best rates for 2 years 3 years 4 years 5 years CD levels unchanged from last week and offers the same banks. Hudson City Savings Bank offers you the fee for the four concepts of CD in 2.30% (24 months), 2.80% (36 months) 3.15% (48 months) and 3.40% (60 months). |